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About Our Agency

A R Keir Inc. provides experienced and personalized service.

We are your local independent insurance agency.

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Your family, your business, and your possessions are all important to you, but you may not know how to best protect them. We have the experience to navigate the unique risks you face while providing you with personalized service.

We are an independent insurance agency specializing in home insurance, auto insurance, restaurant insurance, contractor insurance, and technology firm insurance.

40+ Years

of experience

Because we’re independent, our priority is you—not the insurance company. We bring personalized attention to each interaction, whether you’re a personal or commercial client. Since we represent many different insurance companies, we can offer a wide variety of coverage options and price points. Our goal is to deliver the right blend of price, coverage, and service.

We believe our clients’ financial security and quality of life deserve the utmost dedication, expert advice, and personal attention from a trusted partner. Our team of experienced and knowledgeable agents is here for you. With years of experience in the industry and a dedication to personalized attention, we help you make smart decisions—protecting you from the unexpected and planning for the predictable.

Our Mission Statement

At A R Keir Inc., personalized attention is our number one goal, and we use it to help you find the right insurance to meet your needs and protect what matters most to you.

Why Go Independent?
About Our Agency - Scenic View of the Town of Annapolis, MD on a Sunny Day

Get Started Today

As an independent agency, we are here to help you find the right coverage.

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Proud Partners

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The Advantage of an Independent Agency Working for You

What makes our independent agency different?

  • Personalized insurance solutions.
  • Friendly, knowledgeable service.
  • Building trusted relationships.
Find Out How

Get the power of choice when it comes to finding the right insurance for your situation. We offer a wide variety of policies and price points to choose from.


Rely on us to simplify the insurance process, from advising you on your risks and solutions, to advocating on your behalf to the insurance company.


Count on us to be there for you every step of the way with personable and professional service so you always have the right coverage for your insurance needs.

Serving Maryland and Beyond

From our office in Annapolis, MD, we are proud to serve clients throughout Maryland and surrounding areas, including Delaware, Pennsylvania, Virginia, and Washington, DC.

Contact Us

  Request an Insurance Quote

As an independent agency, we are here to help you find the right coverage.

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It only takes a minute to get started.

  • Fill out the form, we’ll be in touch.
  • Go over your options with an agent.
  • Get the coverage you need.

Would you rather discuss this in person? Get in touch with an agent today!